sub-prime borrowers face another sharp rise in mortgage paymentssub-prime mortgage holders are yet to feel the full force of the credit crunch, after a survey revealed that their repayment rates had risen by 2.55 percentage points this year.backgrounder: subprime mortgage crisisin the united states, loans are classified into prime and subprime loans according to the borrowers' credit. The interest rate of subprime mortgage is higher than that of prime mortgage as subprime mortgages have a much higher rate of default. The reason for the subprime mortgage crisis was the bursting of the housing bubble. The creation of the bubble was directly linked to the consumption ...mortgage holders warned over fixing ratesmortgage brokers are recommending householders ignore banks' attempts to woo them on to two-year, fixed-rate mortgages, and instead take a punt bank rates will fall further.cairns lockie mortgage commentary 29 august 2008welcome to the fifteenth fortnightly cairns lockie mortgage commentary for 2008. we aim to keep you informed on developments at cairns lockie, home loans and the mortgage market in general. |
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